There has been significant opposition from the Law Library to the establishment of this board as it believes it will affect its members' involvement in the settlement of claims. Bearing in mind that in many cases 40% of damages in an insurance settlement go directly to the legal profession it is obvious that major improvement can take place. There are significant vested interests involved in this issue and they have mounted a strong rearguard action. I have been lobbied by solicitors in County Roscommon who have put forward a case against the establishment of the PIAB. I believe that in the long run they will accept its establishment which hopefully will take place in January 2004.