I welcome the Tánaiste to the House and compliment her on the excellent work to date on the insurance industry. This is an excellent motion and is moved on behalf of the Fianna Fáil party. I hope the House will unanimously agree the motion. Since the Government returned to office in June 2002 it has set out a comprehensive programme and given priority to the insurance industry and significant progress has been achieved. The Tánaiste has given the matter the priority it deserves. One of the most pressing issues is the establishment of the Personal Injuries Assessment Board. This is an innovative development but it has not received great support from the Law Library which has put up a very forceful case against the establishment of the PIAB. The Tánaiste, who is a very determined Minister, will ensure this comes about. Dorothea Dowling, the interim chairman of the PIAB has addressed this issue at the Joint Committee on Enterprise and Small Business. She outlined to the committee the benefits of the Personal Injuries Assessment Board. In the report prepared by the Joint Committee on Enterprise and Small Business and published in July 2003, the committee fully endorsed the establishment of the PIAB. The insurance industry in general also welcomes this development.