I also have a question in regard to the penalty points system. There appears to be widespread confusion as to exactly when points will take effect. Some are of the opinion that they date from when the fine is paid, while others believe they date from the day the speeding offence is committed. It has come to my attention that if a fine is overpaid, one can buy extra time. An overpaid fine cannot be processed and will be sent back, thus prolonging the actual payment of the fine. This anomaly could have great significance if the endorsement only takes effect on payment of the fine. The effect of such an aberration might only become apparent in three years' time. It is vital that the Minister comes into the House to clarify these matters.