Dáil debates

Wednesday, 18 February 2009

11:00 am

Photo of Brian CowenBrian Cowen (Laois-Offaly, Fianna Fail)
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It is proposed to take No. 19, Nursing Homes Support Scheme Bill 2008 — Second Stage (resumed); No. 20, Employment Law Compliance Bill 2008 — Second Stage (resumed); and No. 1, Housing (Miscellaneous Provisions) Bill 2008 [Seanad] — Second Stage.

Private Members' business shall be No. 56 — motion re economic crisis (resumed), to conclude at 8.30 p.m., if not previously concluded.

Photo of John O'DonoghueJohn O'Donoghue (Kerry South, Ceann Comhairle)
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There are no proposals to put to the House.

Photo of Enda KennyEnda Kenny (Mayo, Fine Gael)
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The Financial Emergency Measures in the Public Interest Bill will be introduced in the House tomorrow. Has the Taoiseach set a timescale for its conclusion or does he intend it to run its remit if Members from all sides want to contribute on Second Stage? Does he intend to guillotine the legislation?

Photo of Brian CowenBrian Cowen (Laois-Offaly, Fianna Fail)
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There is a meeting of the Whips this evening to decide next week's schedule but we need this enacted quickly.

Photo of Eamon GilmoreEamon Gilmore (Dún Laoghaire, Labour)
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The Bill is somewhat different from what which was originally signalled. We had been led to believe the Bill would deal only with the so-called pension levy. It has been considerably widened and includes provisions for changes in the early childhood supplement, the farm waste management scheme and other matters. The Long Title is also exceptionally wide. The word "whereas" is used six times, which considerably widens the scope of the legislation compared with what was originally signalled to us. Will this be the final version of the Bill to be enacted? Has the Government plans to introduce amendments on Committee or Report Stages?

Photo of Brian CowenBrian Cowen (Laois-Offaly, Fianna Fail)
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The Minister for Finance will listen to the debate to see if there will be Government amendments on Committee and Report Stages. There may be drafting amendments in the normal course of events. It was indicated, contrary to what the Deputy said, that legislative changes were required in respect of all the elements announced in the €2 billion package, including the early childhood supplement, the levy and the waste management issue and that we would incorporate them in the one Bill. If he is under a different impression, the record will show I indicated we would have an omnibus Bill on these issues as a matter of urgency.

Photo of Richard BrutonRichard Bruton (Dublin North Central, Fine Gael)
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A report published earlier highlights a high level of non-compliance with elements of the disclosure provisions of the code of corporate governance and a recommendation that the code should be enforceable in law. Does the Taoiseach intend to incorporate such enforcement in one of the forthcoming companies Bills because it is important in the context of regulatory confidence in Ireland that we have a regulatory regime that applies to all quoted companies?

I refer to the new regulatory legislation he has promised. Am I to believe the only investigation into regulatory failures is being undertaken by the regulatory authority itself? Does the Taoiseach agree that is a hopelessly deficient approach to resolving our regulatory failures? One cannot expect an agency to be judge in its own case or to be the only body hiring consultants to assess what needs to occur. Could we have a proper, independent assessment, which would inspire confidence that the new regime will be based on much broader consultation than that undertaken by those who have been found to be defective in their roles?

12:00 pm

Photo of Brian CowenBrian Cowen (Laois-Offaly, Fianna Fail)
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I will mention the Deputy's suggestion on the first matter to the Ministers for Finance and Enterprise, Trade and Employment. The report issued by Grant Thornton earlier indicates some companies are not complying with the code and this will be carefully examined to see what policy response is needed to help bolster business and public confidence, which is an important consideration at this time. We will have to examine carefully the practicality of moving from a voluntary code to a statutory basis in the interest of business efficacy and, as the Deputy said, of upholding corporate governance principles, which are important.

With regard to regulatory reform, the Minister for Finance will come to Government in due course with proposals for consideration about changing the regulatory arrangements we have in this country. There is no question lessons must be learned. We also have to see both domestically and internationally a response to the present financial crisis that will result in a different type of regulation, not only in regard to structures but also in regard to interaction between regulatory authorities and financial institutions to bolster public confidence and to confirm there is a response commensurate to the challenge we face.

Regarding the question of the regulator conducting the investigation, it is important that the regulatory authority is the independent body to investigate. In respect of any case where an authority is regarded as inadequate or insufficiently speedy, the issues are normally resolved by active boards, which are in a position to ensure the executive of such authorities carry out their missions and work in the way expected by the public whom they serve. The issue is examining the structures, which has been a matter of debate in recent times. We have a relatively modern legislative framework but the nature of regulation will change internationally and domestically and we need structures in place, which will satisfy people that we are responding in a commensurate way to the need for oversight and real time knowledge of what is happening.

Photo of Richard BrutonRichard Bruton (Dublin North Central, Fine Gael)
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The existing authority cannot assess the flaws.

Photo of John O'DonoghueJohn O'Donoghue (Kerry South, Ceann Comhairle)
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We cannot discuss the content of the legislation.

Photo of Caoimhghín Ó CaoláinCaoimhghín Ó Caoláin (Cavan-Monaghan, Sinn Fein)
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I have not had the opportunity to read the legislation that was presented this morning but I noted with some concern that the promised €100 million environmental fund was not included in the Minister's statement to the House last week. Is that being provided for in the legislation? If not, when will the detail relating to that fund be shared with Members? Will it require legislation in the not too distant future?

Photo of Brian CowenBrian Cowen (Laois-Offaly, Fianna Fail)
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Legislation is not required. It is a commercial arrangement with a facility being provided by the banks concerned to the industry and the public generally in respect of assisting in the accessing of finance for important work such as energy efficiency and so on, which can make business more competitive, maintain jobs and contain and cut costs. The fund does not require a statutory basis. The commitment has been made, similar to other commitments in respect of home owners and small businesses, etc., and it will be a matter for the Minister for Finance to monitor and confirm that it is put in place as quickly as possible.

Photo of Bernard DurkanBernard Durkan (Kildare North, Fine Gael)
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I read the legislative programme and I could not find an appropriate Bill to raise a constituency matter, which is the loss of jobs at Intel in Leixlip. Would it be possible to have a debate in the House and introduce appropriate legislation to discuss the importance of competitiveness for the future of the economy? There are two proposed Bills that are purely cosmetic and do not deal with the fundamental issues.

There is a social welfare Bill, No. 82 on the list, which proposes to introduce a means-tested payment using the habitual residency clause as a means of qualifying. I raised this matter last week. Is the legislation now in operation in accord with EU law?

Photo of John O'DonoghueJohn O'Donoghue (Kerry South, Ceann Comhairle)
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That is not an issue for now.

Photo of Bernard DurkanBernard Durkan (Kildare North, Fine Gael)
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Will primary legislation be required in order to bring that——

Photo of John O'DonoghueJohn O'Donoghue (Kerry South, Ceann Comhairle)
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I ask the Taoiseach when that legislation is due.

Photo of Bernard DurkanBernard Durkan (Kildare North, Fine Gael)
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That is the way it is operating. I believe it is not in accord with EU law.

Are the financial services (deposit guarantee scheme) Bill and the National Pensions Reserve Fund (amendment) Bill already drafted and finalised? When will they be introduced in the House? Will they be in their original formats?

Regarding No. 43 on the list, the electricity (transfer of transmission assets) Bill, and given the necessity to focus on that area with a view to reducing energy costs as a matter of urgency, would it be possible to coax that Bill into the House? Perhaps at the tail end of it the relevant Minister from the Green Party might also be coaxed into the House to give us some idea as to what is happening.

Photo of Tommy BroughanTommy Broughan (Dublin North East, Labour)
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Hear, hear.

Photo of Brian CowenBrian Cowen (Laois-Offaly, Fianna Fail)
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The electricity (transfer of transmission assets) Bill will be later this year.

Photo of Bernard DurkanBernard Durkan (Kildare North, Fine Gael)
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Will we need to wait for the Minister to come in?

Photo of Brian CowenBrian Cowen (Laois-Offaly, Fianna Fail)
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The National Pensions Reserve Fund (amendment) Bill should be published later this week. The financial services (deposit guarantee scheme) Bill will be later this session and the social welfare Bill will be later this year.

Photo of John O'DonoghueJohn O'Donoghue (Kerry South, Ceann Comhairle)
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That is comprehensive.

Photo of Liz McManusLiz McManus (Wicklow, Labour)
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Our energy bills are among the highest in Europe. We all welcome today's announcement by Bord Gáis that it is to enter the domestic electricity market, which hopefully will provide some relief. However, businesses and domestic consumers are still being crippled by unnecessarily high electricity bills. The Taoiseach in recognising this made a commitment to ensure that energy prices would come down. They have not reduced. The regulator prevaricates——

Photo of John O'DonoghueJohn O'Donoghue (Kerry South, Ceann Comhairle)
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The Deputy knows as well as I do that we cannot discuss energy on the Order of Business.

Photo of Liz McManusLiz McManus (Wicklow, Labour)
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I am asking about promised legislation.

Photo of John O'DonoghueJohn O'Donoghue (Kerry South, Ceann Comhairle)
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Well, do so please.

Photo of Liz McManusLiz McManus (Wicklow, Labour)
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The regulator prevaricates and the Minister pontificates and nothing is happening. I ask the Taoiseach to take charge of the issue. Legislation is promised.

Photo of John O'DonoghueJohn O'Donoghue (Kerry South, Ceann Comhairle)
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What legislation?

Photo of Liz McManusLiz McManus (Wicklow, Labour)
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It is entitled the consumer and competition Bill.

Photo of John O'DonoghueJohn O'Donoghue (Kerry South, Ceann Comhairle)
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When is the consumer and competition Bill due?

Photo of Liz McManusLiz McManus (Wicklow, Labour)
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I urge the Taoiseach to work ahead of that legislation and take charge of what is——

Photo of John O'DonoghueJohn O'Donoghue (Kerry South, Ceann Comhairle)
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We cannot get into that.

Photo of Liz McManusLiz McManus (Wicklow, Labour)
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——a burning issue for people at the moment.

Photo of John O'DonoghueJohn O'Donoghue (Kerry South, Ceann Comhairle)
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When is the consumer and competition Bill due?

Photo of Liz McManusLiz McManus (Wicklow, Labour)
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With oil prices the way they are now——

Photo of John O'DonoghueJohn O'Donoghue (Kerry South, Ceann Comhairle)
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I cannot go any further with that. I call the Taoiseach on the legislation.

Photo of Liz McManusLiz McManus (Wicklow, Labour)
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——there is no reason for this delay. The Taoiseach understands this — he is the head of Government — and I urge him to take charge.

Photo of John O'DonoghueJohn O'Donoghue (Kerry South, Ceann Comhairle)
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I call the Taoiseach on the legislation.

Photo of Brian CowenBrian Cowen (Laois-Offaly, Fianna Fail)
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It is impossible to indicate at this stage when that legislation will be introduced. I understand there is a consultation process in place. As the Deputy knows, the electricity industry is a regulated industry.

Photo of Liz McManusLiz McManus (Wicklow, Labour)
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Over-regulated.

Photo of Brian CowenBrian Cowen (Laois-Offaly, Fianna Fail)
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The Commission for Energy Regulation dictates prices. I have indicated, as has the Minister, that an interaction is going on to see in what way, consistent with the regulatory regime, we can reduce prices as an assistance to business at this time. I believe that as a result of that work any possible changes that may be envisaged can be brought forward more quickly than would otherwise be the case under current arrangements.

However, I emphasise it is a regulated industry and was brought to that point in order to try to facilitate competition, which is now coming into play thankfully. I hope it will replicate what we are seeing happening in the gas industry, the announcement of which I very much welcome today. While the Deputy suggests that others pontificate, the Labour Party policy position gestates.

Photo of John O'DonoghueJohn O'Donoghue (Kerry South, Ceann Comhairle)
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I call Deputy Jan O'Sullivan.

Photo of Liz McManusLiz McManus (Wicklow, Labour)
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Competitiveness is being sacrificed in the name of competition.

Photo of John O'DonoghueJohn O'Donoghue (Kerry South, Ceann Comhairle)
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I have called Deputy Jan O'Sullivan.

Photo of Liz McManusLiz McManus (Wicklow, Labour)
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The Taoiseach can deal with this issue.

Photo of John O'DonoghueJohn O'Donoghue (Kerry South, Ceann Comhairle)
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The Deputy is not in order. She needs to raise the matter in another way.

Photo of Liz McManusLiz McManus (Wicklow, Labour)
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That shows that he has no sense of urgency about people losing their jobs.

Photo of John O'DonoghueJohn O'Donoghue (Kerry South, Ceann Comhairle)
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The Deputy knows this is not in order at all. I call Deputy Jan O'Sullivan.

Photo of Liz McManusLiz McManus (Wicklow, Labour)
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It is about businesses trying to survive.

Photo of John O'DonoghueJohn O'Donoghue (Kerry South, Ceann Comhairle)
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I call Deputy Jan O'Sullivan.

Photo of Liz McManusLiz McManus (Wicklow, Labour)
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They are unable to cope with high energy costs.

Photo of John O'DonoghueJohn O'Donoghue (Kerry South, Ceann Comhairle)
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I call Deputy Jan O'Sullivan.

Photo of Liz McManusLiz McManus (Wicklow, Labour)
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We require a response——

Photo of John O'DonoghueJohn O'Donoghue (Kerry South, Ceann Comhairle)
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I ask Deputy McManus to resume her seat. I call Deputy Jan O'Sullivan.

Photo of Liz McManusLiz McManus (Wicklow, Labour)
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——rather than the flimflam we are getting from the Government.

Photo of John O'DonoghueJohn O'Donoghue (Kerry South, Ceann Comhairle)
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The Taoiseach has answered the Deputy.

Photo of Brian CowenBrian Cowen (Laois-Offaly, Fianna Fail)
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We will do it. The Deputy need not worry.

Photo of Liz McManusLiz McManus (Wicklow, Labour)
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The Taoiseach should get on with it.

Photo of Brian CowenBrian Cowen (Laois-Offaly, Fianna Fail)
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We will do it, unlike the Labour Party.

Photo of John O'DonoghueJohn O'Donoghue (Kerry South, Ceann Comhairle)
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The Deputy should raise the matter on the Adjournment or table a question to the Minister.

Photo of Liz McManusLiz McManus (Wicklow, Labour)
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People cannot do business unless the Government does the business.

Photo of Brian CowenBrian Cowen (Laois-Offaly, Fianna Fail)
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We will do it, unlike the Labour Party.

Photo of Bernard DurkanBernard Durkan (Kildare North, Fine Gael)
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Bring in the Minister as well.

Photo of John O'DonoghueJohn O'Donoghue (Kerry South, Ceann Comhairle)
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The Deputy should take it up with the Minister.

Photo of Jan O'SullivanJan O'Sullivan (Limerick East, Labour)
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The Bill being published today that is rather euphemistically titled the Financial Emergency Measures in the Public Interest Bill, which may be a matter of contention, contains an obligation on the Minister for Health and Children to engage in consultation with health bodies on the reduction of payments for health professionals. As we all know, the Competition Act is an obstacle in that regard as evidenced when the issue involving pharmacists arose last year. We have also had issues with regard to actors and others. There is a promise to amend the Competition Act. Will that now be brought forward as a matter of urgency? Under the legislation published today, the Minister must consult. However, under the Competition Act there are difficulties with the Minister consulting with the representatives of doctors, pharmacists, dentists and other health professionals.

Photo of John O'DonoghueJohn O'Donoghue (Kerry South, Ceann Comhairle)
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Is legislation being introduced to deal with the issue?

Photo of Brian CowenBrian Cowen (Laois-Offaly, Fianna Fail)
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The Deputy has raised a legislative issue, which will be dealt with by the Minister for Finance during the course of the debate.

Photo of Jan O'SullivanJan O'Sullivan (Limerick East, Labour)
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Will he do it in the Financial Emergency Measures in the Public Interest Bill?

Photo of Brian CowenBrian Cowen (Laois-Offaly, Fianna Fail)
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No, I did not say that. I said he would explain what is in that Bill today.

Photo of John O'DonoghueJohn O'Donoghue (Kerry South, Ceann Comhairle)
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There is a disturbing tendency to discuss the contents of legislation on the Order of Business.

Photo of Jan O'SullivanJan O'Sullivan (Limerick East, Labour)
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I am pointing out that the Government is trying to do something it will not be able to do under this legislation.

Photo of Tommy BroughanTommy Broughan (Dublin North East, Labour)
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When will we see the public transport regulation Bill? Last week, we were to have a debate on the Deloitte report on bus transport, but it was postponed because of the financial crisis. Will we have an opportunity to have that discussion, perhaps next week, before there is any industrial action and services are withdrawn from commuters? As usual, the Minister for Transport seems to be taking a very hands-off approach to the problem.

Photo of John O'DonoghueJohn O'Donoghue (Kerry South, Ceann Comhairle)
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Is a debate on this issue promised?

Photo of Brian CowenBrian Cowen (Laois-Offaly, Fianna Fail)
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I believe the Whips will be meeting this evening. If this issue is a priority for Members, it can be discussed in that context.

Photo of Tommy BroughanTommy Broughan (Dublin North East, Labour)
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I wish to follow up on a point raised by my Dublin North-East constituency colleague on the loss of 1,400 jobs at Dublin Airport. Yesterday, the Taoiseach advised me that the Tánaiste was going to try to address the matter. What initiatives is she taking?

Photo of Brian CowenBrian Cowen (Laois-Offaly, Fianna Fail)
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She is taking initiatives.

Photo of John O'DonoghueJohn O'Donoghue (Kerry South, Ceann Comhairle)
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We cannot go into that now.

Photo of Tommy BroughanTommy Broughan (Dublin North East, Labour)
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Will she contact us?

Photo of John O'DonoghueJohn O'Donoghue (Kerry South, Ceann Comhairle)
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I am sure the Deputy has heard of French leave in his time.

Photo of Brian CowenBrian Cowen (Laois-Offaly, Fianna Fail)
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Everything that can possibly be done is being done in that area.

Photo of Emmet StaggEmmet Stagg (Kildare North, Labour)
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There is promised legislation in the area of management companies. A number of management companies have gone belly-up. There is a lien on the title of the houses in these areas requiring householders to pay the management levy. As they cannot find anybody to whom to pay it, houses cannot be sold. Another problem arises with the affordable housing scheme, which is a highly desirable scheme. People living in affordable houses, who are stretched to meet the repayments, now need to also pay management fees within these areas. There is no control; there is no limit on the management fee. There is no regulation of it.

Photo of John O'DonoghueJohn O'Donoghue (Kerry South, Ceann Comhairle)
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Is legislation promised?

Photo of Emmet StaggEmmet Stagg (Kildare North, Labour)
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There is great exploitation. Management fees vary for no reason——

Photo of John O'DonoghueJohn O'Donoghue (Kerry South, Ceann Comhairle)
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I cannot go into that now.

Photo of Emmet StaggEmmet Stagg (Kildare North, Labour)
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——between €250 and €600 in various areas.

Photo of John O'DonoghueJohn O'Donoghue (Kerry South, Ceann Comhairle)
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I ask the Deputy to raise it on the Adjournment.

Photo of Emmet StaggEmmet Stagg (Kildare North, Labour)
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This is happening in housing estates with no flats or anything else. Given that this matter has been examined by a committee of Ministers and the Attorney General, and that it has now been decided to introduce a single Bill, when will we see that legislation?

Photo of Brian CowenBrian Cowen (Laois-Offaly, Fianna Fail)
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Work is continuing. It was discussed again at Cabinet a couple of weeks ago. I assure the Deputy that work is continuing on the issue. It is very difficult, unfortunately. It is not a simple area. However, that does not take away from the fact that we need to introduce legislation as soon as possible. There is more work involved.

Photo of Joe CostelloJoe Costello (Dublin Central, Labour)
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Will the Taoiseach give the House some idea of when the PricewaterhouseCoopers report will be laid before the Houses of the Oireachtas as promised so that all Members will have the opportunity to read all the details which the Minister for Finance may have missed when he was going through it? I refer to reports in today's newspapers that the European Commission will more or less take us into an emergency supervision mode——

Photo of John O'DonoghueJohn O'Donoghue (Kerry South, Ceann Comhairle)
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The Deputy will have to find another way of raising the matter.

Photo of Joe CostelloJoe Costello (Dublin Central, Labour)
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This is related to legislation.

Photo of John O'DonoghueJohn O'Donoghue (Kerry South, Ceann Comhairle)
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The Deputy should tell me what legislation as it seems very remote to me.

Photo of Tommy BroughanTommy Broughan (Dublin North East, Labour)
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The Taoiseach failed his exam.

Photo of Joe CostelloJoe Costello (Dublin Central, Labour)
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I refer to the debt ratio which is going up by a multiple of three or four of what it should be and the breach of the Stability and Growth Pact. Is the Taoiseach proposing to introduce any legislative measure so that we do not find ourselves in the doghouse vis À vis the European Union on this issue?

Photo of John O'DonoghueJohn O'Donoghue (Kerry South, Ceann Comhairle)
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Is legislation promised in the latter area and in respect of the report?

Photo of Brian CowenBrian Cowen (Laois-Offaly, Fianna Fail)
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Legislation is not required in that area. If Deputy Costello wishes to show his concern he might support the €2 billion of efficiencies we are bringing forward to help bring our public finances into order and I look forward to his support.

Photo of Emmet StaggEmmet Stagg (Kildare North, Labour)
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We gave the Government good and realistic alternatives and we will suggest a few more tonight.

Photo of Brian CowenBrian Cowen (Laois-Offaly, Fianna Fail)
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The Deputies opposite gave alternatives that do not add up, unfortunately. As usual they do not add up.

Photo of Bernard DurkanBernard Durkan (Kildare North, Fine Gael)
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It is not the only thing that does not add up.

Photo of John O'DonoghueJohn O'Donoghue (Kerry South, Ceann Comhairle)
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We are on the Order of Business and we must deal with the Order of Business.

Photo of Tommy BroughanTommy Broughan (Dublin North East, Labour)
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The Taoiseach is being carpeted in Brussels.

Photo of Brian CowenBrian Cowen (Laois-Offaly, Fianna Fail)
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I am glad that Deputy Costello is concerned about that matter and I hope he can convince his party colleagues to recognise that putting the public finances in order is a prerequisite to providing stability and growth in this country again.

(Interruptions).

Photo of Brian CowenBrian Cowen (Laois-Offaly, Fianna Fail)
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They will require a lot of difficult decisions and there is no legislative instrument that can be devised — perhaps what the Deputy would call the anti-doghouse Bill — to keep us out of the doghouse if the doghouse it is.

Photo of Bernard DurkanBernard Durkan (Kildare North, Fine Gael)
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It might be appropriate.

Photo of Brian CowenBrian Cowen (Laois-Offaly, Fianna Fail)
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The current situation is very serious——

Photo of Emmet StaggEmmet Stagg (Kildare North, Labour)
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We know who caused it.

Photo of Brian CowenBrian Cowen (Laois-Offaly, Fianna Fail)
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——and it requires a Government like this one to make some decisions even if they do not meet with immediate popular support.

Photo of Bernard DurkanBernard Durkan (Kildare North, Fine Gael)
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The Taoiseach enjoys a joke.

Photo of Brian CowenBrian Cowen (Laois-Offaly, Fianna Fail)
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We also know that the Labour Party consistently opposed each and every effort we made——

Photo of Emmet StaggEmmet Stagg (Kildare North, Labour)
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And we have been proven right.

Photo of Brian CowenBrian Cowen (Laois-Offaly, Fianna Fail)
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No, they were never proven right.

Photo of Emmet StaggEmmet Stagg (Kildare North, Labour)
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None of them worked.

Photo of Joe CostelloJoe Costello (Dublin Central, Labour)
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We have not been in Government for the past 12 years.

Photo of Brian CowenBrian Cowen (Laois-Offaly, Fianna Fail)
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When one sits on the fence long enough, one will finally fall on one side and it is usually the right hand side and not the left hand side.

Photo of John O'DonoghueJohn O'Donoghue (Kerry South, Ceann Comhairle)
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This is what happens when a matter that is out of order is raised, so we will move on.

Photo of Brian CowenBrian Cowen (Laois-Offaly, Fianna Fail)
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We will move on from that little bit of banter.

Deputy Costello asked about the report. Excerpts from the report relating to Anglo Irish Bank is what is being suggested by the Minister.

Photo of Joe CostelloJoe Costello (Dublin Central, Labour)
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We would like the entire report.

Photo of Brian CowenBrian Cowen (Laois-Offaly, Fianna Fail)
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I am sorry, it is not possible to provide the full report as it contains commercial information about customer issues and data.

Photo of Tommy BroughanTommy Broughan (Dublin North East, Labour)
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Are the ten names in it? Can we read those?

Photo of Brian CowenBrian Cowen (Laois-Offaly, Fianna Fail)
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The relevant parts of the report consistent with recognising those data protection issues will have to be considered and it is in that context and in an effort to be helpful the Minister is providing it.

Photo of Joe CostelloJoe Costello (Dublin Central, Labour)
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My question was when would we get the report. I raised this issue last week and we were promised it then.

Photo of John O'DonoghueJohn O'Donoghue (Kerry South, Ceann Comhairle)
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The Taoiseach has answered the question.

Photo of Brian CowenBrian Cowen (Laois-Offaly, Fianna Fail)
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I understand the Minister is talking about issuing it this week, this weekend, I believe. That is my understanding. A telephone call to the Department of Finance would help.

Photo of Terence FlanaganTerence Flanagan (Dublin North East, Fine Gael)
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Has the Government any plans to scrap the home choice loan scheme as only four applicants have taken up? It is very controversial and it would involve the State becoming a sub-prime lender. Four staff are working on the scheme and only four applications have been received since last October. It is a disgrace and it should be scrapped. At the same time those funds should be moved to deal with the 57,000 people waiting on social housing lists. This is a failed scheme, it is the wrong kind of scheme.

Photo of Enda KennyEnda Kenny (Mayo, Fine Gael)
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Under the implementation of the Credit Institutions (Financial Support) Act, Irish Nationwide is covered by the State guarantee. Will the Taoiseach ask the Chief Whip to have the Minister for Finance or Minister of State make a statement to the House under the terms of that Act to explain the events surrounding the resignation of the chairman of Irish Nationwide as it is covered by the State guarantee?

Photo of John O'DonoghueJohn O'Donoghue (Kerry South, Ceann Comhairle)
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That is a matter for the Whips.

Photo of Brian CowenBrian Cowen (Laois-Offaly, Fianna Fail)
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I am not aware that the Minister has any such intention. I will have to check with his office.