Bobby Aylward (Carlow-Kilkenny, Fianna Fail) | Oireachtas source

I am supportive of any measure that helps reduce the cost burden of motor insurance on our young people, taxi drivers, hauliers and everyone who works in industries affected by this issue. I commend my colleagues within the Rural Independent Group on tabling this motion, allowing us to report what is happening on the ground. Fianna Fáil will propose an amendment to the motion.

It has been highlighted for many years that overall insurance costs are out of control. According to the CSO, while premiums reduced by 11% in 2017, they have increased by 31% since the start of 2012. Dáil Éireann passed a Fianna Fáil motion in mid-2016 that compelled the Government to address the issue. Fianna Fáil also contributed heavily to the finance committee's report on the rising cost of motor insurance. These policies and reports require a Government response to the issue.

The working group on the cost of insurance published a report on motor insurance in January 2017. The key issue is its implementation. Too many recommendations are being stalled. It is frustrating that the insurance industry was slow to provide information on the newly established Personal Injuries Commission. Now, the commission's vital work has been delayed as a result. Up to 70% of claims are still being settled out of court and out of sight. It is clear that insurance companies have no appetite to go through the court system. The Government must tackle the 15 action points contained in the report on the cost of motor insurance that are at risk of being delayed.

I receive many calls from young people who cannot believe the quotes that insurance companies are giving them. In most cases, the cost of the insurance outweighs the cost of the car, which is not feasible. It is difficult for a young person to hold down a part-time job or to complete a full-time college course without being able to drive. This is especially true in rural Ireland. I urge the Minister of State to do something about this immediately.

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