John Curran (Dublin Mid West, Fianna Fail) | Oireachtas source

While we give the global figures, it is worth pointing to some individual cases which are often not reflected in the figures. Some two or three issues come up in my office time and again. One concerns people who have been accident and claim free for several years and are now a bit older. They are finding it more difficult to obtain quotes which are getting are higher.

The second issue concerns people who are driving cars which are approaching the age of ten years or thereabouts. They are also experiencing difficulties, despite the fact that their cars have passed the NCT and so forth. In the modern era such cars would not be seen as unreliable or unsafe. However, motor insurance companies are taking a different view.

The third issue is more disturbing. In my constituency I have dealt with a number of cases in which people have moved to new houses a couple of miles away. In one case a woman who was renting in one part of the constituency and then bought a house somewhere else had to pay €300 for the privilege of having a different address.

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