Michael D'Arcy (Wexford, Fine Gael) | Oireachtas source

I will touch on the issue of fraud as quickly as I can. Fraud has a major impact on the cost of insurance. There are two types. The one which receives more coverage is where somebody sets up an accident. Another type which occurs much more frequently than the first involves over-exaggerated claims. There is a perception that it is not quite fraud because the Irish mindset is that if there is an accident, one will get the maximum one can out of it, rather than what the level of a compensation claim should be. Serious constitutional issues need to be concluded in respect of An Garda Síochána in the transfer of information. There are data protection and other concerns which perhaps were not thought out effectively. We are working on that aspect and doing the very best we can, but we may or may not be able to achieve implementation of that recommendation. It will depend on the advice from the Attorney General and the views and opinions of other Departments.

See this speech in context