Mary Coughlan (Donegal South West, Fianna Fail)

That legislation will be introduced by the Minister as a matter of urgency.

With regard to the banking inquiry, the preliminary reports will be completed on schedule by the end of May and will be submitted to the Minister in the coming days. The Government will consider them and the matter will then be laid before the House. The second stage of the inquiry will then proceed, with the establishment of the statutory commission and the terms of reference in a draft Government order. The establishment will need to be approved by Members of the Oireachtas.

The third question was about the report on mortgage arrears which is due at the end of June. I cannot pre-empt that work, which is ongoing. If we can order our business to facilitate discussion on this, that is a matter for the Whips.

With regard to the by-elections-----

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