Ms Patricia King:

Sometimes there is an over-complicated response put on this which does not necessarily address it. In our report, we said a reset was required. What we mean by that, not to over-complicate it, is lower-income people are more likely to be dependent on the social, AHB and affordable sectors to deliver homes for them. Believe it or not, that category of people is growing. Our labour market has gone to over 2 million and yet one worker in five is a low-income worker. That group of people is expanding and we are sitting in a housing Department worrying about four steps that could take up to three years to get to the other end of it while this queue for the houses is growing. When we said put in emergency measures, we meant take a look at those four steps, stop the risk aversion and say, "What can we do?", only on the public sector side of delivering housing because when one starts delivering at scale on the public side, one will start to deal with the issues on the private sector side where people at middle and higher incomes are in the market for houses. We said, "Put in emergency measures", to stop those obstacles. The points that are made about the oversight executive, etc., would help to do that.