Mr. Brendan McDonagh:

I agree. Listen, Senator, these are policy decisions. I am not responsible for Government policy. Anyone can have views about the way things could be done. To me, and for NAMA, it was about keeping the money in the system. If we had sold those properties to a third party and they started leasing them to the AHBs, the money would be leaving the system and going to the people who bought the properties rather than coming back into-----