Mr. Darragh O'Loughlin:

Before any transfer, we have different procedures. We have tightened procedures for all transfers. Depending on the value of the transfer, the procedure can be even tighter. For a transfer of that scale, it would require me as chief executive officer to sign off on it and to see the reasoning or the rationale for that transaction. Any transaction over €100,000 requires me as CEO to authorise it personally, in addition to one other member of senior management such as the chief financial officer beside me.