Mr. Greg Caffrey:

There is an acknowledgement that some businesses are under pressure and are struggling to survive. However, there are supports for those businesses from the Government. Just this morning, a new group was announced which will cater for collating 180 different supports for businesses in this country. There is also a provision in the legislation allowing small businesses that are under pressure to apply for a deferment, but they must justify and substantiate that claim. That provision is there for them.

It is there for them to use.