Mr. Conor Walsh:

There were a couple of questions there. Price increases have been mentioned a few times. Prices go up and down. A price monitoring group set up by the Department in 2016 or 2017 ran for three or four years and did brilliant work. We would love to see it set up again because it was an honest broker. When the group reported, it indicated it was following 120 plans, of which the price of eight had gone up and the price of 12 had gone down. People do not see when prices come down but it is a competitive market and prices come down as much as they go up, if not more.