Ms Emma Kavanagh:

Access to insurance and costs of insurance for repair, reuse and recycling activities are among the top five challenges faced by our members. As Mr. Mooney-Brown mentioned, we are part of the Alliance for Insurance Reform, with a view to having an enabling environment in order that social enterprises can embed activities such as tool library activities. In Ireland, we do not have a tool library system. This contrasts with our counterparts in Belfast, who are able to scale their activity much easier.