Ms Jacqui McCrum:

I think the fast accrual pension is an attraction, and the fact that you could acquire that and move on. There is a challenge around it because it is a challenging job and there is the potential for issues that could arise during that time. There is no doubt about that. That is where the disability pensions and various others come in. The disability pension is also paid out of Galway. You cannot tell somebody coming in that everything will be fine at the end.