Richard Bruton (Dublin Bay North, Fine Gael)
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It is a very positive body and at the time it was certainly needed. I just wonder where, in the evolution of the financial services sector, the Minister of State foresees it in the longer term. Credit unions are getting additional capability to serve the changing needs of microenterprise. Will the body need to evolve in any way or are its products sufficiently flexible for the sector it is trying to serve? A lot of small businesses in the area the Minister of State mentioned are under particular pressure. Should we be looking at international best practice to see whether a body such as this can evolve new products or new positioning in the sector?