Ms Moyagh Murdock:

Absolutely, it is something we have been doing and we are looking to attempting to provide more information to the homeowners themselves.

We will bring details of today's session to the attention of our members.

We are also engaging in the larger focus group, and we have one member who comes to that with us who is involved in the area of professional indemnity for the professional bodies that are working on this as well. In addition, it is important to say that the Central Bank has also engaged with insurers directly to get answers to questions from a consumer protection perspective. That is a very important topic. It would be wrong to use the word "appreciate" in this regard because none of us can understand or know how it feels to be living in a home like this if you are not living in one yourself. However, we do see the pressure and the onerous nature of this for people who have been going through it for years and seeing their homes deteriorate as time goes by while the solution is being worked on. As stated, it is a very important topic/. We will continue to engage at every level. In fact, we did ask ourselves along here today, so we want to be part of the conversation.