Pearse Doherty (Donegal, Sinn Fein)
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With respect, banks can do that for those who are eligible. I made the point that this is not everybody. There are people going to the financial institutions now. The people who are rebuilding at the moment and who are having to put their hands in their pocket or to beg, borrow or steal the €70,000 to €80,000 are going to the financial institutions but the interest rates are very high. In those cases, we need to be looking at reduced interest rates because there is a benefit for the banks. I am not suggesting it is the be-all and end-all but-----