Ms Moyagh Murdock:

I am not aware of any specific cases. We met the focus group. They raised concerns about the questions asked when they getting a quote or an application. Under the Consumer Insurance Contracts Act, it is obviously up to the insurer to ask the appropriate questions and for the homeowner to volunteer the information. When it comes to specific cases, we recognise it is a very onerous time for homeowners, but I am not aware of individual cases where they have been denied normal home insurance. The whole defective concrete block issue is a completely separate matter.