Ms Michelle Byrne:

What we have said in the statement is if the certification is in place, if the property can be insured, then it is mortgageable. We are reliant on others in the process to sign off on the remediation. We are trusting the process. It is a process involving Housing Agency engineers whereby they determine the option that is necessary and a remediation works plan is put in place. The certification of remediation is based on what is set out in that plan, and we will take the professional opinion of the engineers in terms of the certificate of remediation. There is also that letter of assurance in the scheme.