Michael McDowell (Independent)
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Two things occur to me as regards the reduction from seven years to two years. In general terms, I have no problem with it, but are we taking sufficient care to remember people who might be under a disability, whether through youth, mental illness, dementia or anything like that? As regards the two-year period, is there adequate protection for people who might not be in a position to assert their rights?

Second, I notice the restraint orders that can be sought. Over and above ordinary money-laundering legislation, is there any need for some kind of power to require people to give information to CAB? I refer to codes for computers or things of that kind, codes for bank accounts and confidential information which might be in the possession of professionals or institutions. Are we happy that we have sufficient powers of that kind or do we run into a confidentiality wall on occasions?