Mr. Pat Mellon:

I 100% agree with the Deputy. It is about that word "mandatory". We need to be very careful. If that mandatory element is taken out, that can be used by a capitalist society to take more from people. That is why we are delighted to be before the committee. The members are the legislators and the people who should offer social protection to people. I am talking about a society that values people and entitles them to retire at a fair age. That is the one thing. When we say we want the mandatory element gone, we mean that people should have a right the choose. However, we require the members to make sure that big industry, pension funds and so on respect people's rights. That is our argument.