Mr. Declan Lawlor:

When most people who are retiring now, at around 65, started working in the late 1970s or early 1980s, the average life expectancy for a male retiring at 65 was about 12 years. It has since gone up to 20 years.

For women, it might have been 13 to 14 years and it has gone up 23 years. It has been a huge increase.