Mr. John Palmer:

Exactly, it is an independent operator. We will go with three other things: each designated entity’s market share of household deposits and current accounts; the objective to ensure fairness between the designated entities overall; and such other factors the Central Bank considers relevant. The Central Bank will have to make a call. In a case where you are talking about one ATM, the Central Bank may have to take any factors they can take into account, including those, and decide which of the three designated entities has to do something about it. In other cases where a whole region has been breached, the Central Bank may end up doing differential directions so that one bank operates two machines, another bank operates another two and a third will operate one.

As I have said, we want to create a space where the banks can-----