Mr. John Palmer:

We are excluding limited ATMs from the calculation of the criteria. According to the Central Bank, limited ATMs are ATMs in locations that are not open to general access. The examples it provides are ATMs located in stadiums or concert venue. Ironically, the ATM here in the Oireachtas, which is an issue for the Leas-Chathaoirleach, was a limited ATM because not everyone could walk in the door and use it. That is why we removed them from the calculation.