Ms Anne-Marie Walsh:

I thank the Deputy. I will come in on the warehousing scheme in particular. That is something that the Minister, in arriving at his latest decision to reduce the interest rate further, is very conscious of in allowing all, but in particular, small businesses, sufficient time and space to address their debt and give them certainty and assurance around that. Regarding ongoing monitoring and research, as well as analysing the data Revenue provides us on the take-up of the warehousing and the other schemes as they become available, we, and colleagues in the economic division, also monitor the independent reports such as the PwC insolvency barometer. This work is ongoing but is something of which the Department and the Minister were very conscious in coming to that decision on the warehousing.