Mr. Niall Cody:

You can send in a paper return and we will process it, but the reality is that it is so much easier to return online. A paper income tax return is a daunting document because it has to cover the whole set of circumstances that we do not know you have. There is a lot about whether you have foreign income or foreign bank accounts. Most people do not. The standard PAYE individual has a job and gets paid, and then the tax is deducted. The person might have some social welfare during the year, and one of the challenges is making sure that it is not taxed in real time. The person may have a small rental income, and that will have to be returned. They will have health expenses. They may have rent credit, obviously if the mortgage interest is now the new one. Again, that will be available next week. To claim your mortgage interest, you need to have a statement from your financial institution of the interest you suffered in 2022 and 2023. It is an allowance on the difference, depending on the mortgage balance at the end of the year.