Mr. Michael McGrath:

The Central Bank is running it but we are required, as was mentioned, to provide monetary financing from the State. The Central Bank pass that charge back to the industry at an aggregate level, but there is no dedicated levy to fund the database. It is a cost back to the industry, but one can surmise that obviously the industry might absorb some of that cost or pass it directly on. There is no direct levy back onto it, but we think it is very important information and probably a burden that is worth charging for.