Mr. Des Carville:

It is subject to a procurement process. One of the first things I did when I came in ten years ago was to set up panels. We have a legal panel and a financial advisory panel. Within the financial advisory, there are sub-panels as well. The first thing is a requirement to jump through procurement hoops. We have run a very thorough process with lots of checks and balances to get on a panel. If we are doing a specific transaction, we will run a mini competition from within the panel and have different firms play off against each other. That really helps us get the best of both. We get legal protection because all the terms, conditions, warranties, indemnities and all that kind of stuff are agreed upfront in a competitive way and also the fees are dealt with in a competitive way. If we are selling shares for example, we might have a syndicate. The last one we had included three international banks and they gave us advice-----