Ms Anne Clarke:

Exactly, and a bank would not look at you.

On capacity and the capital grants, a few people got them. Again, we are going back to the same point that a capital grant is great and all the rest of it for the interim, but you put the building up, you spend the money and there are no staff to go into it. You are creating another problem. You are taking staff maybe from an existing service and you are trying to split staff between the two. Our main crisis at the minute is staffing. Putting up new buildings and all the rest is not going to help with staffing.

On the development of crèches, I am not sure about Dublin. Perhaps someone else can answer that. I know that in Cavan there is still a requirement to provide a crèche in estates of over 75 houses.

The inspection process has not been uniform. It is the same thing. We were asked about one thing in an inspection by the Department of Education, even though we are not an educational organisation according to the Department. We are inspected and will be inspected this year on the services for children up to the age of three as well. We have gone from being inspected on the service for those aged three to six to having the service for those in the age group up to three inspected as well. We are not an educational body. The inspections have not been consistent. I have a colleague who was recently inspected. As the Senator has said, there were doors on toilet cubicles and they had been walking past them for the last 18 years. I think she has been in the building for 18 years and this year it became an issue. She applied for the building blocks grant, did not get it and had to fork out €6,000 to get the doors replaced when they were there for 18 years.