Mr. Graham Doyle:

We have found the shared equity project to be very popular. There are about 2,500 approvals under that scheme and, to date, 750 people have actually drawn down the funding and purchased a home. There will be hundreds more in the coming months. That scheme has been very popular. With regard to driving the cost-rental piece through local authorities, approved housing bodies, AHBs, and the Land Development Agency, these are schemes from scratch. They started out very well but were strongly affected by construction inflation and interest rate changes because these changed a lot of the financial modelling. We have gone back to those schemes and adjusted them. For example, the cost-rental equity loan we run with AHBs was very popular when introduced. We had to change that from a 30% loan to a 55% loan. We have gone back and worked with our colleagues in the Department of Public Expenditure, National Development Plan Delivery and Reform to make those changes to try to get those projects back on track.