Mr. Michael Carey:

Again building on personal experience, there are occasions on the entrepreneurial journey when there are incredible personal financial pressures on individuals to get to a point where they can support their families and to allow them the freedom to move on to the next challenge. Irish companies particularly have that challenge. We do not have generations of large companies. There are a lot of young companies. There are probably tax issues and issues around encouraging entrepreneurs to retain control and finding ways to allow them to take the benefits of re-financing and keep going with their businesses rather than being forced to sell because it is the only way they can become financially secure.