Dr. Karina Doorley:

I have to admit this is not our area of expertise. In the latest quarterly economic commentary, our colleagues in the macroeconomic side said that commencements were increasing. I do not think they were seeing or forecasting a massive increase in completions. There is the risk that with interest rates rising, it makes it harder to get finance. These things could take a little bit longer and there is less value for money to be had. If the Deputy would like, we could provide more information on that via written response after the meeting.