Mr. Ciar?n Nugent:

On housing, one thing I did not mention is that the share of adults still living at home is growing every year. In certain age groups, particularly for adults under 35, we are similar to Spain and Italy now whereas 15 years ago we would have considered that to be a clear indicator of an economy that is not working for workers. Clearly construction and housing are the big issues driving the deprivation rates and cost-of-living issues.