Ms Jean Carberry:

The key difference will be that board appointments will be made through the Public Appointments Service, PAS. At the moment, there is a layer between the Minister and MFI, namely the SFF. It is responsible for board appointments. It also has an interim level of control. There would be much better alignment if the Minister were the direct shareholder. We take advantage of the PAS process. My colleague Ms Kilcullen might be able to refer to other governance changes.