Mr. Colm Kincaid:

One area in respect of which we have been especially proactive is that relating to people holding themselves out in the public domain as being regulated by the Central Bank when they are not. We published 112 warning notices last year. This was up from the previous year. The figure continues to go up year on year. We engage closely with An Garda Síochána around those cases. Insofar as the issue at stake is a firm holding itself out as being regulated by the Central Bank or carrying on activities that are regulated by the Central Bank but without authorisation, we have a clear role to play in terms of identifying that, bringing it to an end, issuing a public warning notice and engaging with An Garda Síochána on it. As I said, we published 112 warning notices last year.