Pearse Doherty (Donegal, Sinn Fein)
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I am not disputing that. However, we have also seen botched attempts by banks, which came together to try to do an instant payment app just between themselves. I am sure they spent a lot of money, although I am not sure what the total was. Why did they not just plug into SEPA instant payments, which are available across the European Union? Am I correct that Revolut offers instant payments?