Mr. John Newham:

On the insurance question, colleagues in the Department of Finance working in the office to promote competition in the insurance market have conducted some analysis of the sectors in question, which are often niche areas, and the difficulties they have encountered in insurance. It has narrowed. The sector the Deputy is referring to may be motorbike racing, and I know there have been difficulties there. There have been new entrants into the insurance market and new offerings by the insurance sector. Groupings have also come together to negotiate insurance. This is where we see good progress being made. Generally, the number of those niche areas has declined considerably. The Department is monitoring the issue and the Minister of State, Deputy Carroll MacNeill, has been discussing these areas with the insurance companies and encouraging further offerings in that respect.

With regard to a review of the personal injuries guidelines, I will need to check into that. I believe a review of the legislation has been conducted by the Department of Justice. The personal injuries guidelines and other issues are the subject of an appeal to the Supreme Court in the Delaney case. We are waiting awaiting the result of that case shortly. I understand that, under the legislation, the guidelines will be reviewed by the Judiciary.