Ms Donna McDade:

I can give an example. We submitted our stage 2 application in May of last year. We had to have our costings worked out by our contractor in that submission. When piecing these together, which is quite a hard task in itself, we had to forecast inflation hikes within the overall budget. As we said, I am not a project manager. I am fortunate that there are construction people in my family who were able to help me with this. Yet, in May last year, our property was estimated to come in at €412,000 to rebuild. I have currently been renting for almost a year. I got the emergency €15,000. However, €15,000 in rent over 12 months does not last that long. Even with that, as well as the €5,000 for storage costs, that is bringing me up to €432,000. Therefore, even before we started the build, we were €12,000 short and prices are continuing to increase. The costs of VAT, supplies and products are continuing to increase. Almost one year ago, we expected to forecast these hikes in inflation.