Mr. Michael Dowling:

Before Mr. Duggan answers the last few questions the Deputy has, to go back to the Deputy made about the appointment of directors, as has been pointed out, we have circulated a consultation document to the industry through the affiliates setting out an open competition whereby people who can be shown to be members of or endorsed by affiliates to can apply to become directors. That is a consultation document. We have given people until the middle of August to give their views on that. We will not be picking the four directors. There will be an independent panel that will review the applications and suggest the four people who should take up the directorships to us taking account their background in the industry and their skills. The document sets out a skillset they must meet and takes account of gender balance. We will pick the panel but it is an independent panel.