Mr. Seamus McCarthy:

I do not have detail on that. It has certainly been an issue in the sector, though there has been improvement. The threshold at which I draw attention to it is a flat rate of €500,000. It is a little more than that. I do not have a sense of there being a serious systemic issue in the university. The turnover for the period was €360 million so it is relatively small in that context, but keeping a focus on it helps to ensure it will not become more problematic in the sector.