Ms Dara Breathnach:

That is on the insolvency payments scheme. The Deputy may be aware of the Glegola case which held that a particular article of a specific directive had not been fully transposed. We are working on those issues and expect to be before the committee again in the not-too-distant future with proposals. However, I do not think this will have a direct bearing on this specific legislation. I am not aware of other issues where we do not have full transposition but my colleague, Ms Maher, may wish to comment.