Jim O'Callaghan (Dublin Bay South, Fianna Fail)
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On that point, the Governor of the Central Bank appeared before the committee some weeks ago. Last year, I asked him whether he was concerned about crypto and he did not seem too concerned. When I asked him the same question this year, he expressed concern. He indicated that, in particular, he was concerned about the number of men in their 20s or 30s who were losing significant amounts of money in that context. Are they the type of victims Mr. Kelly is seeing?