Mr. Justin Kelly:

If we look at legislation here, we are on par with most of our peers around the EU on legislation. In fact, some of our legislation is looked at with some envy by our colleagues when we meet them abroad, particularly on money laundering.

The second thing to say, which I probably cannot say too much about publicly, is we know from intelligence that there are certain groups that do not want to operate here. There are two things. The Deputy has hit the nail on the head. The groups are weighing up the risk about where they should go. In particular areas of economic crime, there is fear of the investigations here and the potential sentences they may get. The Deputy is right, they are going to go to places where they can operate with the least risk. I will hand over to Mr. Cryan to discuss the operational end.