John Cummins (Fine Gael)
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My suggestion in this space is a simple amendment that the loan-to-value ratio remains at 70% but it is based on the affordable purchase price rather than the market price of the unit. What that will do is bring a whole additional cohort of people into the net for affordable purchase properties. In fact, it will probably nearly dip into the social housing bit and it will certainly close the gap between both, which would be very welcome, as I am sure Ms Timmons will agree.