Mr. Coil?n O'Reilly:

There are two points to that. The primary point in our case, for instance in respect persons who have been on the housing list for two years, or have been in receipt of HAP for two years, and who meet all our criteria and come in to us. They have jumped the queue ahead of a person who may have been on the list for seven or eight years. That may have stopped them going into homelessness but there may be a person who has been on the list for a longer time and is still waiting while the others have jumped in front of him or her. That is one element of the moral hazard.

The other follow on from this is that technically there could be a person in homeless accommodation who is longer on the list with the exact same need as the tenant in situapplicant. Now that person, who is further down the list, is getting housed while the other individual is still waiting.