Mr. Pat Moyne:

They are generally in the smaller end of provision of private housing in particular, where people in the past would have come together to build housing co-operatively. They would have consolidated their funds and built houses over a time period. However, when each of the members had their house built, the need for that co-operative would have gone away and those co-operatives would have, effectively, dissolved. Sometimes, the co-operative can be a means to an end. Once that end has been achieved, there is no need for the co-operative to continue.