Pearse Doherty (Donegal, Sinn Fein)
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I understand there will be challenges for the bank on that. I can remember being a student and seeing a pile of post from previous tenants in flats that we rented at the time. It is normal, particularly if people are out of the country and so on and so forth. The post could arrive, but it might land in a pile and could sit in the corner on a table. There could be accounts with a couple of thousand euro in them. It could be a lot more; we do not know. Perhaps Ms Howard could give an indication of some of the higher amounts that the bank has had to issue to individuals in cheques. What happens if the cheque cannot be landed or is not cashed because it is posted to a flat that the individual is no longer living in or has not been living for the past five years, which is another issue? For example, a cheque could be sent to me because I have not engaged with the bank. If it is not cashed six months later, it will be void and the bank will see that. What are my rights in that situation? Where is it held?