Mr. Tom O'Brien:

I have nothing to add except that I think the Deputy’s point on renting is a little simplistic. We have a transient workforce and we have a lot of people coming in from other countries who do not want to buy a house. They want to rent and they want to have flexibility, and a lot of our own people want flexibility. It is a bit simplistic to say that renting is not the answer. Renting is a very important component of the housing market.