Mr. David Moloney:

I take the point. That view across Government is something we need to strengthen in terms of our value for money approach. In terms of housing, we take into account the money spent by the Department of Social Protection as well as the money spent by the Department of Housing, Local Government and Heritage when we consider those issues. In recent years we have moved a lot of the spending that was formerly in the social protection Vote into the housing Vote so that there is greater consistency of approach. We are conscious of that and we are aware how important it is to take it into account to the full. In any value for money assessment or business case, the full costs to the Exchequer should be taken into account and, indeed, the full benefits in terms of the access to services should be as well.